According to Director Long, the main cause of the state security properties itself can not be processed to recover capital for banks due to the stagnation of the economy. Firstly, we must be treated to real estate or real price and warming transactions, healthy market, inventory handling, banking sector restructuring, cross handle debt in the bank (most of the debt is virtual which disadvantaged social).

But in the long term, we need removed from the legal problems. In particular, the registration process must be designed open, unified application process for all types of property for the purpose of publicity and transparency of information, conflicts third person, but to register administrative in nature, do not register for a condition arising validity of the current contract.

Access to the general trend of the world, the law allows credit institutions to proactively handle security property when the mortgagor fails to comply with obligations through the addition of the terms "design" competent strong credit institutions.

Agencies themselves registered security transactions should be enhanced competence, functions as the doorman, to ensure that all paperwork and procedures for security transactions in accordance with the standards prescribed by law.